New York dental insurance plans why are there waiting periods.
New York dental insurance plans why are there waiting periods. I do not understand dental insurance. I been trying to find an affordable dental insurance plan that I can get for myself since I do not have any right now. But what I see are costly plans that have long terms waiting periods and yearly max limits.
Can you explain to me why? I guess I would wait out the waiting periods of six months to a year but what if something did come up I would be out money. How does having the plan really help me. Same thing with the max limit if you figure in your cost for the plan and what the company is going to pay per person a year there is not much of a saving there.
Maybe if you are a family but not if it just for yourself. Is there something I am missing? I would like to have a dental plan that does not have all these limitation but I would really worry about the cost of such a dental plan