Question: I have a 13 year old son that need some dental care but I do not have any dental insurance in force.  Since I am not looking for dental care for myself can I buy a dental HMO insurance plan for just my son?

Answer: That would really depend on the plan you are reviewing some dental HMO plans will let you buy a plan for a minor only where other will required you to have at least one adult listed as head of household. Forcing you to buy at least a couple plan for you and your minor son.

I would suggest buying a couple plan if you also do not have dental insurance the cost different between a couple and an individual plan on an HMO is generally not large normally around $10.00 – $15.00 more a month.  Your dental health care is also important and you should see a dentist for at least your preventive care. With most HMO plans preventive services are free to little cost to the member.

However if you have any questions about the different dental insurance plan options we provide on our web site please call our member services at 310-534-3444, as we will be happy to help walk you though our plans so that you can pick the right plan and coverage for you and or your son.