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Dental Benefit, What Are Deductibles in a Dental Insurance Plan

Friday, Jul. 28th 2017 6:28 AM

Many PPO and Indemity insurance plan will have a specific dollar deductible.  During a benefit period,(normally per calender year) you personally will have to satisfy a portion of your dental bill before your benefit plan will contribute to your cost of dental treatment. Your plan information will describe how your deductible works. Plans do vary on this point. For instance, some dental plans will apply the deductible to diagnostic or preventive treatments, and others will not.

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Posted on Friday, Jul. 28th 2017 6:28 AM | by admin | in Dental Insurance | No Comments »

Your Dental Insurance and The Dentist.

Wednesday, Jul. 26th 2017 6:12 AM

It is important to understand your dental insurance plan and to know what is covered and what may not be. There are dental insurance plans that have limitations such as yearly max dollar limits and deductibles. If it a new plan you may also have plan waiting periods. Other plans that do not have these types of limitations may have provider limitations making you stay within the plan network of dental providers. Many plans may also limit the amount of one type of dental service you can have with in the year.

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Posted on Wednesday, Jul. 26th 2017 6:12 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Seeing a Dentist

Monday, Jul. 24th 2017 6:03 AM

You should schedule a regular dental exams for your baby. The American Dental Association recommends that Baby get his first dental exam at age One, but most pediatricians agree that the first visit can wait until age two, as long as you practice good home care.  If you take good care of this first set of pearly whites, you can establish good dental habits for years to come.

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Posted on Monday, Jul. 24th 2017 6:03 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Fluoride

Saturday, Jul. 22nd 2017 6:47 AM

Even though your baby is not using a fluoride toothpaste, he/she should get enough fluoride (Fluride is important for preventing tooth decay) from drinking tap water. Most communal water supplies have it added just for this beneficial purpose. Ask your dentist about fluoride supplements. Your baby can take once he/she’s six months old if your tap water is not fluoridated or your child does not drink any tap water.

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Posted on Saturday, Jul. 22nd 2017 6:47 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, What is a Annual Maximum Limitation?

Thursday, Jul. 20th 2017 6:44 AM

Annual Maximums Limitations: Maximum limiations are normally found in your dental PPO and Indemily dental insuance plans. This is the maximum dollar amount a dental insurance plan will pay toward the cost of dental care within a specific benefit period (usually January through December or one calender year). The patient is personally responsible for paying costs above the annual maximum. Consult your dental insurance plan booklet for specific information about your plan.

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Posted on Thursday, Jul. 20th 2017 6:44 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Using Toothpaste

Tuesday, Jul. 18th 2017 6:37 AM

You will want to start using a toothbrush with paste at around age two. Begin using a pea-size amount of non-fluoride toothpaste once Baby is about two. Wait until at least three, when your child is old enough not to swallow the toothpaste, before introducing the fluoride kind.

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Posted on Tuesday, Jul. 18th 2017 6:37 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Dental Care and Water

Sunday, Jul. 16th 2017 8:33 AM

Did you know that most infant foods easily wash off Baby’s teeth with just a drink of water after meals. But it is good to introduce a toothbrush as soon as possible, so baby can get used to having it in his/her mouth. You probably will not need to use the brush to actually clean Baby’s teeth until he/she’s eating only table foods (and has a significant number of teeth), at around 18 months. However, you will want to gently clean your child’s teeth with a toothbrush or thimble-like cleaner and some bicarbonate of soda if your toddler has eaten sticky, sugary foods.

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Posted on Sunday, Jul. 16th 2017 8:33 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Maximizing Your Dental Benefits.

Friday, Jul. 14th 2017 7:31 AM

With dental PPO plans they will normally have a yearly maximum limitation per person per calendar year.  That maximum limitation dose not roll over like phone minutes.   If you have a plan that provides a $2000 maximum limitation but don’t use it or  only use say $1000.00 next year the limitation is set at $2000.00 not $4000.00 or $3000.00 there for it is a use it or lose it type of thing.

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Posted on Friday, Jul. 14th 2017 7:31 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Avoiding Cavities.

Wednesday, Jul. 12th 2017 6:22 AM

Even with good at home dental care habits you want to always check for any signs of tooth decay. The first signs of cavities in baby teeth are discoloration and minor pitting. Putting Baby to bed with a bottle of milk (or worse, juice) is notorious for causing cavities. Do not leave your infant with a bottle for long periods of time, especially if you notice he/she’s no longer feeding and is just using the bottle for comfort. Just like adults babies need to see their dentist regularly.

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Posted on Wednesday, Jul. 12th 2017 6:22 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Don’t Throw Away Your Money By Not Having A Dental Insurance Plan

Monday, Jul. 10th 2017 7:07 AM

People that have dental insurance are twice a more likely to make and keep regular dental appointments. Yet there is around 114 million Americans that have no dental coverage with 67.7 million under 65 years of age.

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Posted on Monday, Jul. 10th 2017 7:07 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Baby Dental Health Care

Saturday, Jul. 8th 2017 6:50 AM

When it comes you your baby teeth you want to take care of them right away. Once the teeth begin coming in, start taking care of them right away. Sadly many parents think baby teeth are not important because they are eventually replaced by permanent ones. But these first teeth preserve the spacing for the permanent ones and help baby chew and talk. If they are not cared for properly they can decay, leading to a gum infection called gingivitis, which can affect the spacing of permanent teeth.

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Posted on Saturday, Jul. 8th 2017 6:50 AM | by admin | in Dental Benefit Providers | No Comments »

Dental Benefit, Baby Oral Health Care

Thursday, Jul. 6th 2017 6:40 AM

Did you know that you should be cleaning your child’s mouth even before their teeth come in? For good oral health you want to wipe the gums off after each feeding with a warm, wet washcloth or a dampened piece of gauze wrapped around your finger. You can also buy thimble-like, soft rubbery devices (they fit over your index finger) to use for rubbing off excess food.  Doing this will not only keep your child mouth clean but it will also make your baby become accustom to you doing this and then brushing teeth later on becomes easier.

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Posted on Thursday, Jul. 6th 2017 6:40 AM | by admin | in Dental Insurance | No Comments »

Dental Benefit, What is a Root Canal

Tuesday, Jul. 4th 2017 6:34 AM

A root canal is a treatment to repair and save a badly damaged or infected tooth. The procedure involves removing the damaged area of the tooth (the pulp), cleaning and disinfecting it and then filling and sealing it. The common causes affecting the pulp are a cracked tooth, a deep cavity, repeated dental treatment to the tooth or trauma. The term “root canal” comes from cleaning of the canals inside the tooth’s root.

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Posted on Tuesday, Jul. 4th 2017 6:34 AM | by admin | in Dental Benefit Providers | No Comments »

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This site does not provide medical or dental care advice It is simply a forum in which consumers can voice their opinions, views, and experiences in an effort to help others with similar problems and situations. Please be sure you consult your doctor first!