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Dental Benefit – Monthly Dental Plans

Monday, Oct. 31st 2022 6:25 AM

If you buy a dental plan monthly can you cancel at any time.   I only need a dental insurance plan for a short term.  Less then six months.   The reason is that I will not be stating in the US after that time frame.  Can you buy dental insurance for only six months?  Or if I do buy it monthly will they lock me into a year or more contract?   How do you get just a short time dental plan?

Answer: I would first suggest reviewing either a monthly dental HMO insurance plan option or a dental discount plan.  I say this because most PPO or free choice of provider plans will have waiting periods so even if they do cancel your plan at your request you may not have received any benefits do to the waiting periods. 

With that said in most cases HMO and or dental discount plans will let you cancel their monthly plans with a 30 day written request. Otherwise if you are required to keep the plan for a year it will be stated in whitening before buying the plan.  Therefore just read the plan terms and conditions prior to buying a dental plan.

Posted on Monday, Oct. 31st 2022 6:25 AM | by admin | in Dental Benefits | No Comments »

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