Not everyone in the US receive dental benefits though their employer.  People that do not receive dental benefits can tend to put off their dental care for themselves and their families.  This mostly due to cost issues.

Yet even for families there are low cost dental insurance options that are available and will help make going to the dentist much more affordable for your whole family.  There are HMO insurance plans in most states that run around $30-$40 a month for a family.  Most dental HMO insurance plans offer free  preventive care, which includes services such as  X-rays, Check ups and basic cleanings. For just one person those services alone can add up to $150 or more without insurance.  You can see how with a family of four paying $40.00 a month just saved you over $500.00 in dental care cost.    Also people that do have dental insurance tend to see the dentist regularly for their preventive care services.  Which in turn helps to prevent larger dental issues from starting, there by also controlling the cost for dental care.

The real question is not whether you can afford to buy dental insurance but whether you feel you can afford not too.  Do not delay your dental care just find a dental insurance plan you can afford.  This website offer many affordable dental insurance plans as well as dental discount plans that will help to keep your dental care cost down.