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Looking for a High End Dental Insurance Plan.

06/12/17

Question: I want to by dental insurance that offer the best coverage’s you can get.  I do not paying more for the cost of the plan if I can go to my own dentist and have affordable coverage’s.  So far all I seen are a bunch of dental discount plans and a few HMO dental insurance plan. Both plans are cheap but I want better coverage’s.  Also my dentist does not take those type of dental plans.

Reply: If you are wanting and dental insurance plan that lets you choose your own dentist then you would want to look at PPOs and or Indemnity dental insurance plans options.

PPO will let you go outside their network of provider sometime at a reduce coverage so make sure you read the policy terms and conditions.

Indemnity dental insurance plan let you go to any dentist since they do not have a network of providers. This is really good if your dentist is not a provider of any plans. By buying an dental Indemnity plan you are able to see your dentist without the worry of your coverage’s being reduce.

Both of these type of dental plans will normally have waiting periods, yearly dollar max limits, and a deducible so make sure you read the policy terms to know the limitations of the plan.

Posted on 06/12/17 | by admin | in Dental Insurance | No Comments »

Understanding Your Dental Insurance Coverages

01/14/17

Before buying a dental insurance plan you should read though the plans terms, conditions, limitations and exclusions.  Having a full understanding of what the  dental insurance plan has to offer you.  Make sure that the dental insurance plan benefits will best fit your dental care needs.

If there is a limitations or exclusions that you do not fully understand, then call member services for an explanation of benefits. It is not a good idea to buy a dental insurance plan for say a crown, only to find out when you go to use it, the plan dose not cover that type of dental service for a year or more. Yet that is a common limitation in many PPO’s.

Read carefully and ask questions if the dental insurance plan benefits are not clear to you.  There are many good dental insurance plans out there that will help you to reduce your dental care cost and maintain your dental health. However there is no one plan fits all.

Posted on 01/14/17 | by admin | in Dental Insurance | No Comments »

Dental Insurance, About DentalBenefit.Com

08/14/16

Our dental web site DentalBenefit.com is very clear if you are selecting a dental insurance plan or a dental discount plan. We understand that there are many dental plan web sites popping-up all over the internet, claiming to offer “dental insurance” when in fact they do not and are not licensed to offer a dental insurance plan. If you find a site that says they offer dental insurance, they are “required” to show their insurance license information on the web site, as noted at the bottom of this page.

If they don’t, then report them to your local state department of insurance. If you find a dental web site stating they offer “dental insurance” and in fact they don’t, then take the opportunity to report that site to the search engine you found them on. Our entire staff is licensed to offer, sell and service dental insurance. Always ask to speak with a licensed insurance agent. Ask them if they are licensed. Full disclosure is our guarantee.

Posted on 08/14/16 | by admin | in Dental Benefit Providers | No Comments »

Reviewing the Dental Health Services HMO Dental Plan.

05/03/11

Reviewing the  Dental Health Services  HMO Dental Plan.  I see that you have a very affordable plan called Dental Health Services  HMO.  I also saw a dental office that is near me that I can go to since I been there before I alreadly know I like the dentist.   But what am I not seeing it seems as little too good to be real and I do not want to get a plan that will not work like it says.  Advise on this plan please.

Posted on 05/03/11 | by admin | in HMO Dental plans | No Comments »

Individual dental HMO Insurance plans in California

05/02/11

Individual dental HMO Insurance plans in California: I am looking for a good low cost dental insurance plans in California that has a good choice of provider to choose from and offers good benefits for their dental services.   I see you offer many HMO dental plans to choose from.  Can you help me brake them down as to which one may be the best.

Posted on 05/02/11 | by admin | in HMO Dental plans | No Comments »

Dental Benefit providers in your NationWide Dental Insurance plan

05/01/11

Dental Benefit providers in your NationWide Dental Insurance plan.  I live in Connecticut and I am reveiwing your NationWide dental insurance plans.  I see they seem to offer a few plans in Connecticut and I am not sure beside age what are the differences between them.  How do I find the dentist that take the plan in the ones that say free choice of dentist?  I do not see the link to find a dentist.  Can you please advise.

Posted on 05/01/11 | by admin | in Dental Insurance | No Comments »

Pennsylvania dental insurance for an individual

04/30/11

Pennsylvania dental insurance for an individual.  I am looking for a dental insurance plan that I can get for myself since my job does not offer dental benefits.   A dental insurance plan that would be affordable to me would be around $25 a month but not much more then that.

I do not have major dental issues that I know of any way and I just looking to keep it that way by seeing a dentist for basic dental care and check ups.   Please advise your best dental plan in Pennsylvania

Posted on 04/30/11 | by admin | in Insurance Help | No Comments »

Rhode Island Dental insurance for clear braces

04/29/11

Rhode Island Dental insurance for clear braces: I am 26 and looking to correct an overbite issue I had since I was a child.  My parents could never afford braces for me but now that I been saving for a few years I think with a dental plan in place I could afford to have braces now.  I am not really wanting a plan that only offers coverages for metal braces.  Can you adivse if you have any dental plans that will cover for clear braces?

Posted on 04/29/11 | by admin | in Braces | No Comments »

Affordable dental care in Florida

04/28/11

Affordable dental care in Florida.  I am 67 and I do not have a job and l am living on a very fixed income.  I do not get any dental care benefits.   I willing to get a dental insurance plan if it is affordable and is really going to help me afford going to the dentist.   I can not seem to find any such plan and my daughter told me to go on this website and ask for help.  What can you do for me?

Posted on 04/28/11 | by admin | in Dental Help | No Comments »

Major dental care needed in Maine, need a good dental plan.

04/27/11

Major dental care needed in Maine, need a good dental plan.  I need to have Oral Surgery.  At least four teeth need to be pulled and I will need to have a bridge or partial put in I would guess.  I know I do not want to have gaps.   I have do not have any current dental benefits but having bad teeth is starting to effect every day living and how I feel.  I need help finding a good dental plan so having the dental work I need will be affordable.

Posted on 04/27/11 | by admin | in Oral Surgery | 1 Comment »

California dental care and buying the best dental plan.

04/26/11

California dental care and buying the best dental plan.  I am 19 and more or less on my own now.  I am working a full time job that only offer major medical benefits and I work a part time job that does not offer any benefits.   I would like to get dental insurance for myself but now sure how to know I am buying the best dental plan for my needs.   I have not see a dentist before that I can recall but I take really good care of my teeth and do not feel I need any major dental work.  What dental plan should I be looking at?

Posted on 04/26/11 | by admin | in Dental Insurance | 2 Comments »

Pacificare dental HMO plan offer in California

04/25/11

Pacificare dental HMO plan offer in California.  Hi I am shoping out dental insurance plans and I know I will be wanting to get a dental HMO plan since they are more affordable.   I see you offer a dental plan though Pacificare that is an HMO and for the cost of the plan it seems to offer good benefits.   I will admit that I do not know much about dental insurance so can you tell me a little about how if I can Pacificare dental it would benefit me the best.

Posted on 04/25/11 | by admin | in HMO Dental plans | 1 Comment »

Dental benefits on getting bridge work done.

04/24/11

Dental benefits on getting bridge work done. Missing teeth need help in Arizona. I have a few missing teeth. I never really had much money to take proper care of my teeth and I have a need of getting bridge work done so I can smile again.

I been working and saving my money a little at a time for the past few years. I would now like to see a dentist but I know I would still like to get a dental insurance plan to help me pay for the cost of bridge work. Can you tell me out of the plan you offer on your website for dental in Arizona which would offer the best benefits for dental bridge work. Thanks .

Posted on 04/24/11 | by admin | in Dental Help | No Comments »

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