When buying dental insurance it is helpful to review each plans terms and conditions. Make sure the dental insurance plan you want to buy will provide benefits for services you may want or that it coverage’s the dentist you may wish to go to.  Doing your homework before buying a dental insurance plan will save you from any disappointment latter on.

I do not have dental insurance and I live out here in OK.  I need two dental crowns for my teeth.  I was also told that I should have a small cavity filled before it becomes a bigger issue.  I just do not have the money needed.  My dentist quoted me 2875.00 for two crowns and fillings. Where can I go to get the dental work need for half that cost.  Because that is about all the extra money I have right now to spend on my teeth care.   Please advise or give suggestions.

Reply: You may want to review either any dental discount plan options or HMO insurance plan options that are available to you in your State.  Both of this options are lower cost plans, but more importantly they do not have waiting periods for the dental care services you current need.  Now whether or not they are half the cost that you are getting quoted for on not I can not say you would need to review each plan and see which you feel best fits your needs.  But both plan types to help to reduce your dental care cost compared to not having anything.

When buying dental insurance for dental specialist make sure the plan you are buying provide benefits for specialist. Not all insurance plan do.  Also for many dental insurance plan that do provide benefits for  dental specialist the coverage’s can be some what limited.  So beware and read each plans terms and conditions.

On Dentalbenefit.com we provide over 40 different dental insurance plan options. Being able to keep your current dental provider is made easy with the dental options we provide. Check with you dentist to to confirm what plan types they are a provider of then call our office at 310-564-3444 if you have any questions about our dental insurance plan options.

Question: I am up to get my dental insurance though my job in another month.  I was told by a work friend that it is a PPO plan that we get.  She says  that it kinda suck because you have to pay the dentist in full for the dental services then wait for your money back from the insurance company.

Is this true.  Is that how a PPO covers you?  That seems messed up if you had money to pay in full for dental services then you would not really need dental insurance.  Now I know that you get your money back from the insurance company but I have to agree with my friend that kind of sucks.

Answer: Well yes and no. That is the claims process that the dental office she is going to is doing. What you want to do is ask the dental office how they would file out the claim and ideally you would go to one that will submit the claim and bill you for any adjusted differences

Question: New to California looking for affordable dental insurance.

Answer: Our website overs over 40 different dental insurance and plan options ranging as low as $7.95 a month. Lower cost dental insurance options would generally be the HMO options. However, affordability depends on each person and what they feel is affordable to them.

Part of keeping your dental cost low is just taking care of your over all oral health.  The better you maintain your teeth care the less likely you will need major dental services that can be very costly even with insurance.

The following tips will helps to maintain clean and healthy teeth for the best dental health.
– Brush teeth every day with a fluoride toothpaste for dental health maintenance.
– Floss your teeth every day for healthy gums and teeth.
– Limit sugary snacks.
– Get enough calcium.
– See your dentist on a regular basis (at least two times a year more if advised to do so by your dentist)

I live in California and looking for dental insurance. What are some good dental insurance companies to get dental insurance with?

Answer: There are many good dental insurance companies in California, such as Delta Dental, California Dental, StandardLife and PrimeCare just to name a few.    However, when buying dental insurance you should buy a dental insurance plan that best fits your dental care needs. If you have any questions about our dental insurance plan options please call our member services line at 310-534-3444

Where can I go to get dental implant work done at a low cost? I do not have dental insurance and a dental discount plan is not cutting it for me.  I bought a discount plan thinking it may help and it not like I did not get any discount savings, it is just was not enough. With what the dentist told me I needed, even with the 20 percent discount they said they were giving me under my discount plan, I could still never afford to have the dental implants done. I am not putting the plan down it just does not work for me.  Where can I go to either get free to low cost dental work done?

Reply: Finding an insurance plan that cover for dental implants may be very difficult since most dental insurance plans do not provide benefits on the cost of implants at this time.  Receiving a 20% savings on the cost of dental implants under a discount plan is about average so I do not think you will find a higher percentage with any other discount plan at least for the dental implant services.

I would suggest going to a dental school or clinic for lower cost dental care services they will normally base their cost to some degree on what you can afford to pay. Yet as far as dental implants I am not sure they provide implant services and if they do you want to make sure on cost as I can not see them providing it for free.

Get to know our Dental PPO plans for individuals and families. OnlineDentalInsurance.com has over 40 different dental insurance plans though several different insurance companies. Out of our dental insurance plan options more the half are dental PPO insurance plans. Giving you a broad range to review and choose from.

Our member services at 310-534-3444 is here to help you, if you should have any questions about our dental insurance plan options. We strive to offer as many dental insurance options so that you will be able to pick the best dental insurance that fits you and or your family dental care needs.

I do not have any major issues with my teeth.  However, just to have a dental check up, X-rays and cleaning without insurance is costing me over $200.00  I am just looking for a cheap low cost dental insurance plan for an individual. Something that will pay for my office visit, X-rays and cleaning’s 100 percent.  The rest I do not care about since I  take really good care of my teeth. I really do not see me worrying about having to have any need for major dental work.

Reply: You have a few options,  you may want to review an HMO dental insurance plan. Dental HMO plans are normally the lower cost dental insurance option ranging around $10.00 – $20.00 a month for and individual. Most dental HMO plans offer preventive care such as two cleaning a year, office visits and X-rays for free.  With and HMO dental insurance plan you will need to choose a dentist within their network of providers.

However, if you are wanting to keep your current dentist, there are lower cost PPO plans that only offer preventive services or preventive services and fillings coverage’s.  However it is important to note buying this type of plan, it will not provide benefits beyond check ups, x-rays, cleaning’s and in some cases fillings. Therefore if you where to have larger dental care needs you will not have any coverage.

What is affordable dental insurance? Affordability really depends on the person. Yet if you are looking for the lower cost dental insurance option, you may want to start your search for dental insurance reviewing dental HMO insurance plan options. As HMO dental insurance plans are normally more affordable then PPO and or Indemnity dental insurance plans.

Keep in mind that with and HMO dental insurance you will need to choose a dental office that is apart of the plan network of provider and unlike a PPO plan there is no plan benefits if you go to a dentist that is not a provider of the plan.
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I am in need of dental insurance so that I can get new dentures. For my top and bottom.  My old dentures are just too old and are braking apart. I have had them now over ten years.  I do not have dental insurance since I had no teeth, but now that I need replacement dentures what can you advise for me to get?

Answer: You would want to look in to dental HMO plan since they normally do not have waiting periods. One thing to check is that on many dental HMO insurance, they may required proof that you have the current dentures for five or more years. Before covering out the cost for new dentures. However, If you do not have proof of how long you had your current dentures you still can buy a dental discount plans for discounted saving off the cost of dentures.