Individual dental insurance needed.
I do not have any real issues with my teeth and in fact just seen the dentist only about two months ago. However I had to pay for everything since I do not have dental insurance. I am just looking for a cheap low cost dental plan for an individual.
Any cheap that will pay for my office visit, X-rays and cleaning 100 percent. The rest I do not care about since I have good teeth and take really good care of them. I really do not see me worrying about having to have any need for major dental work.
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Tuesday, Jul. 13th 2010 10:46 AM at 10:46 am
Sounds like you should be looking for an HMO dental insurance plan. My HMO plan is only 15.75 a month and it comes with two free cleaning a year and free office visits and X-rays.
That all I really every get too. Although out of seven years I did have to get one crown but the cost of the crown was very affordable for me too.
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Tuesday, Jul. 13th 2010 10:48 AM at 10:48 am
You may be able to find a low cost PPO plan. Since you do not have major dental needs it does not matter that there may be waiting periods.
Find a PPO plan with a lower year max will help keep the monthly cost low. You may like a PPO better then an HMO since you can choose your own dentist.
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Tuesday, Jul. 13th 2010 10:56 AM at 10:56 am
My PPO plan only cost me $27.56 a month but I guess price of the plan will very depending on were you live. It is hard to say what would be costly or cheap for you to spend.
However you can find many different dental insurance plans that offer free cleaning on line. Just take your time and read though them so you know what it is you are buying.
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