Individual dental insurance or a dental discount plans.
So I have a lot of dental work that is needed. I need to have the remaining 2 wisdom teeth pulled, three root canals with crowns and another two teeth to be pulled because they have gone bad.
I am not sure if I would be better off buying dental insurance or a dental plan. So would a individual dental insurance really help me save money with all the dental work I need or would a I be better off getting a payment plan though a dental office and getting a dental discount plan to off set the cost?
Wednesday, Aug. 25th 2010 9:06 AM at 9:06 am
It can depend on the insurance plan you may be reviewing and what is going to be covered.
Tip: At this point with your current dental needs a dental PPO’s or dental Indemnity plan may not be the best to get because they normally have long term waiting periods.
HMO’s dental insurance plans may work just make sure that if you have to go to a specialist that the plan has some coverage for that. Many HMO plan only cover for the general dentist.
Dental Discount plans would help you reduce your dental cost and make getting your current dental needs more affordable. As long as there are dentist in the plan network that does do type of dental services you are looking for it should work well for your current dental needs.
Wednesday, Aug. 25th 2010 9:09 AM at 9:09 am
A dental discount plan would work great for your dental needs. Just make sure you call the dentist in the plan and confirm that they do offer a payment plan.
Some dentist will not offer payment plan. Other dentist will buy they may want to your credit score and make sure you have a good enough credit to get a payment plan.