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Flossing – Dental Benefit

Monday, May. 20th 2024 1:51 PM

It is important to start flossing your child’s teeth when they touch each other around two and a half years old. Flossing makes a big difference in the prevention of cavities. Generally, when your child starts a kinder garden, they should be able to begin flossing their teeth. Though they may not yet have the skills to do a good job, you should supervise and give tips and pointers now and then to encourage good oral health care. Just like adults, a child should floss their teeth every day. A good time is right before they go to bed, but that is important as long as they floss each day.

Posted on Monday, May. 20th 2024 1:51 PM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

California Family Dental Benefit Insurance, Pregnant with first child

Saturday, May. 18th 2024 1:09 PM

I am going to be having our first child. My husband and I currently do not have dental insurance, but I told him to start looking for it before the baby is due so we will have something in place when he needs to use it. Would we buy a family dental insurance plan that includes a newborn?

Reply: With dental insurance, three people or more would typically be listed as a family plan. So, if you are shopping for dental insurance for all three of you, you want to review the family cost of the dental insurance plan. You could buy a dental insurance plan for a couple if you wish, then add your child to the plan when they start getting their first tooth or when they are one year old, as a general rule of thumb.

Posted on Saturday, May. 18th 2024 1:09 PM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit Baby Teeth Care – Caring for your baby’s teeth is essential to their health and well-being.

Thursday, May. 16th 2024 11:41 AM

When the first tooth appears, you will want to start cleaning your baby’s teeth twice daily. Until your child is older, around one, you can use a soft wet cloth to clean your baby teeth and gums. You can use a baby toothbrush once your child is around a year old. Make sure you use a non-fluoride toothpaste and only need to use a dab. Only use toothpaste with fluoride once your child can spit and knows not to eat or swallow the toothpaste. It would help if you took your child to the dentist at or around their first birthday. 

For teething: Give your baby a cold teething ring or frozen washcloth. You can also rub your baby’s teeth and gums with a clean finger. You should use Baby Orajel to help numb the baby’s gums. You can also ask your doctor for some Tylenol for the baby. However, you never want to give your baby any aspirin since aspirin may cause Reye’s syndrome, a severe illness. While the cause of Reye’s syndrome remains unknown, some research has established a link between Reye’s Syndrome and the use of aspirin. It has been advised by the U.S. Surgeon General and the American Academy of Pediatrics that aspirin and combination products containing aspirin not be given to children under 19.

Posted on Thursday, May. 16th 2024 11:41 AM | by Kris Harris | in Dental Benefits | No Comments »

Dental Benefit – California Oral and Dental Health Care

Tuesday, May. 14th 2024 11:24 AM

My sister needs better oral and dental health care. Her teeth look yellow to me, and when I ask if she has seen a dentist, she says she can not afford to see one. Are there cheap dental insurance plans out there? 

Reply: It’s understandable that you want to help your sister improve her oral and dental health care. However, making sure she is open to receiving your help before recommending dental insurance plans is essential. Some people may feel offended or embarrassed when others suggest that they need assistance, particularly when it comes to dental care. 

That said, if your sister is open to your suggestion, consider reviewing dental HMO insurance plans. HMO plans are generally more affordable than PPO plans and other types of dental insurance. Most HMO plans provide free or low-cost preventive dental care, which can help your sister maintain good oral health and prevent more serious dental problems.

Under HMO plans, the dental services covered are listed on a fee schedule, so your sister can see the cost of needed dental care ahead of time. This can make budgeting for dental care more manageable and help her avoid unexpected expenses. Additionally, many HMO plans also offer discounts on certain dental procedures, which can help your sister save even more money.

Overall, if your sister is open to receiving your help, reviewing dental HMO insurance plans can be a good starting point for finding affordable dental care options.

Posted on Tuesday, May. 14th 2024 11:24 AM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – Symptoms of an Abscessed Tooth

Friday, May. 10th 2024 11:08 AM

Symptoms of an Abscessed Tooth Include:

  • Severe and continuous toothache.
  • Fever.
  • Sensitivity to hot or cold.
  • A bad taste in your mouth.
  • Having bad breath and redness or swelling of your gums.

These are just a few symptoms of having a tooth abscess. Note that you only need to have some signs of tooth abscess to have an abscessed tooth. I recommend seeing a dentist to confirm if it is an abscessed tooth or a different dental issue.

Posted on Friday, May. 10th 2024 11:08 AM | by Kris Harris | in Dental Benefits, Insurance Help | No Comments »

Individual dental insurance, HMO dental insurance

Wednesday, May. 8th 2024 10:33 AM

I was looking at the Delta Dental HMO plan in California. I wanted to know how it works—besides picking a dentist in the network, which I know is required. What other things should I know about getting an HMO dental plan?

Do I have to pay in full and wait for a refund? I would like to know since that was the last plan I had thought work was like. I did not like paying the dentist in full and then waiting a month for my money back. It was good coverage, but I did not always have the money at the time I needed dental work.

Reply:  Thank you for your question about California’s Delta Dental HMO plan. With an HMO dental plan, you must choose a dentist within the network, and your service cost is based on a predetermined fee schedule. This means that you will know upfront what your out-of-pocket costs will be for each covered service, which can help you budget your dental care. 

Unlike other plans that require you to pay the full fee upfront and then wait for reimbursement, with an HMO plan, you will only be responsible for your portion of the cost at the time of service. This can be a significant advantage if you don’t have the funds to pay for dental work upfront. 

It’s important to note that with an HMO plan, you may have some restrictions on the services you can receive and the providers you can see. However, an HMO plan can be an excellent choice if you are looking for an affordable dental plan with predictable costs.

Posted on Wednesday, May. 8th 2024 10:33 AM | by Kris Harris | in Dental Benefits, Insurance Help | No Comments »

Dental Benefits Insurance for Braces – Low-Cost Dental Insurance for Othodonitic Services.

Monday, May. 6th 2024 10:09 AM

I need to get affordable braces for my 12-year-old

My dentist told me my son should get braces for an overbite. I am in no rush, but I would like to get him the braces he needs. My dental insurance plan does not offer coverage for braces. The dentist told me not to start orthodontic treatment until I have dental insurance. Where can I find dental insurance for kid braces? If I can find something affordable, I can get my son the necessary braces.

Reply: I understand your concern about finding affordable dental insurance that covers braces for your 12-year-old son. Dental insurance plans vary in coverage options, but some low-cost dental insurance options cover orthodontic services, including braces.

You can start by researching dental insurance plans that specifically include orthodontic treatment. You may also want to check with your employer, as some companies offer dental insurance as part of their employee benefits package. Additionally, you can consider dental discount plans, which can provide reduced rates for orthodontic services.

It’s important to note that some dental insurance plans may have waiting periods before orthodontic treatment is covered, so be sure to review the plan details carefully before enrolling. With some research and careful consideration, you should be able to find an affordable dental insurance plan that covers braces for your son.

Posted on Monday, May. 6th 2024 10:09 AM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

Low monthly dental plans for California – Dental Benefit

Friday, May. 3rd 2024 10:00 AM

I am currently residing in Kentucky and will be moving to California shortly. I am searching for a dental insurance plan that requires a low monthly payment. The plan will cover myself and my child. Can you advise whether I should opt for a family plan or a couple plan? Also, can you suggest some affordable dental insurance plans with good coverage and a low monthly premium?

Reply: With most insurance plans, you can buy a couple plan for two people (in your case, you and your child). For a low monthly cost dental insurance plan, I suggest you review dental HMO insurance plans, as they are the more affordable option for dental insurance.

Some of the popular dental insurance plans with low monthly rates we offer are Delta Dental and California Dental. You can compare their plans and choose the best suits your needs and budget. It’s always a good idea to read the terms and conditions carefully before making a final decision.

Posted on Friday, May. 3rd 2024 10:00 AM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

Where to Find Affordable Dental Care for Crowns: Tips and Recommendations

Wednesday, May. 1st 2024 9:11 AM

I do not have dental insurance, and I need two dental crowns. My dentist also told me that I should have a small cavity filled before it became a more significant issue. I just do not have the money needed. My dentist quoted me $1500.00 for two crowns and fillings. Where can I get the necessary dental work for half that cost? Because that is about all the extra money I have right now to spend on my teeth care.

Reply: Here are a few options to think about.

1) You can buy dental insurance before starting any dental work. Dental insurance will help reduce the cost of dental care. Just ensure there are no waiting periods for the services you need. 

2) You can shop out your dentist and see if there are dentists in your area that would be more affordable.

3) You can see about going to a dental school if there are any in your area. Dental schools would be much more affordable, but they may have restrictions, so calling and confirming their process is essential. 

4) Ask your dentist if he offers a payment plan option so you can make payments. Or see if other dentists provide payment plans. 

5) Look into dental discount plans and see if dental providers in your area accept them. You may not save 50% for the services you need, but discount plans are a low-cost option, and they will help reduce your dental costs, hopefully making them more affordable for you.

6) Looking into seeing if you have any dental clinic near you. Dental clinics are typically more affordable and charge based on your ability to pay.

Posted on Wednesday, May. 1st 2024 9:11 AM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit Insurance – Seniors and Dental Benefits

Monday, Apr. 29th 2024 8:47 AM

My mom is 74 and has all her teeth. She gets health benefits, but it does not seem like she receives much dental care for her teeth. I do not understand why her dental care is so lacking in her Medicare. Few dental providers take her Medicare, and it covers only the small stuff. She has no significant dental needs, but I do not want her to get any in the future, and I know she has not seen a dentist for at least a year now. What can I do for my mom’s dental care?

Reply: If you feel your mom’s Medicare benefits for dental care may not be sufficient, you can consider purchasing an individual dental insurance plan separately. Buying an individual dental insurance plan will provide her additional coverage for dental services that may not be covered under her Medicare plan. You can research different available dental insurance options and choose a plan that best suits your mom’s dental needs and budget. It is also a good idea to consult with her dentist to see what services and treatments she may need in the future and choose a plan that covers those procedures. Investing in a dental insurance plan ensures that your mom receives the best possible dental care and prevents any future dental problems.  

Posted on Monday, Apr. 29th 2024 8:47 AM | by Kris Harris | in Dental Benefits | No Comments »

Dental health care, abscessed tooth

Saturday, Apr. 27th 2024 8:13 AM

I have an abscessed tooth that is just killing me. There is no way I can have a root canal because they want $1500.00 plus the crown cost, and there is no possible way I can afford that. I would like to know if I go to the dentist to get the tooth pulled. Will it affect my other teeth all that much? The tooth I want to pull is in the back. 

Reply: It’s essential to seek immediate treatment for an abscessed tooth to prevent further complications and protect your oral health. With that said if you decide to have the tooth pulled, it shouldn’t affect your other teeth significantly, especially if the tooth is located in the back. However, it’s always best to discuss your concerns with your dentist and ask any questions you may have about the procedure. A dentist can also provide you with options for affordable dental care that fit within your budget.

You may want to find a dentist that will provide the correct dental services to save the tooth but offers a payment plan option. Another option would be looking into buying dental insurance. I suggest reviewing HMO insurance plans as they typically do not have waiting periods for the services you will be needing. Dental insurance will help make cost of dental care much more affordable.  

Posted on Saturday, Apr. 27th 2024 8:13 AM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – What Is An Abscessed Tooth?

Thursday, Apr. 25th 2024 8:03 AM

An abscess is a painful infection at the tooth’s root or sometimes between the gum and the tooth. You can get an abscessed tooth due to untreated tooth decay. However, you can also get abscessed if you have trauma to your teeth, such as breaking or chipping your tooth, gum disease, or gingivitis. If you have an abscessed tooth, you must see your dentist immediately. The abscess or infection may spread from the tooth root to the bone, causing a significant oral health issue.

Treatment of an Abscessed Tooth

The treatment for an abscessed tooth depends on the severity of the infection. Your dentist may need to drain the abscess and prescribe antibiotics to eliminate the infection. In severe cases, a root canal may be necessary to remove the infected tissue and save the tooth. Sometimes, the tooth may need to be extracted if it cannot be saved. It’s essential to seek immediate treatment for an abscessed tooth to prevent further complications and protect your oral health.

Posted on Thursday, Apr. 25th 2024 8:03 AM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

Flossing is one of the easiest things you can do for good dental health.

Tuesday, Apr. 23rd 2024 7:53 AM

It may seem hard to believe, but many people do not floss, let alone floss daily. Yet flossing is even more critical than brushing when preventing gum disease, gingivitis, and tooth loss. Flossing your teeth is not so much about removing food bits that are between your gums, though it does do that. Flossing is more about removing dental plaque. Dental plaque is what causes tooth decay, gingivitis, and gum disease. Flossing every day between each tooth is an effective way to remove plaque and provide good oral health. 

Here are some tips to help you floss effectively:

1. Use about 18 inches of floss, winding most of it around your middle fingers and holding the rest between your thumbs and index fingers.

2. Gently insert the floss between your teeth, using a back-and-forth motion.

3. Curve the floss into a C-shape around the base of each tooth and gently slide it beneath the gumline.

4. Use a clean section of floss for each tooth, and be sure to use a fresh section for the upper and lower teeth.

5. Remember to floss behind your back teeth.

6. Be gentle and take your time to avoid injuring your gums.

By following these tips, you can help keep your teeth and gums healthy.

Posted on Tuesday, Apr. 23rd 2024 7:53 AM | by Kris Harris | in Dental Benefits, Dental Insurance | No Comments »

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