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Dental Benefit – Looking for Dental Insurance on a Minor Dependent Child.

Wednesday, Apr. 17th 2024 2:25 PM

My son is ten, and I have to get him dental insurance. I can not add him to my current plan offer through my job since I live in a different state, even though I am only a twenty-minute drive from him. I have been fighting to no avail with my current dental plan, but since he has not lived with me for more than half the year, they will not add him.

Where can I get dental insurance just for my son? Can I buy a dental insurance plan with only my son as the plan member? Or do I need to add my X to the plan?

Reply: Understandably, you want to get dental insurance for your son, and, unfortunately, you can’t add him to your current plan. However, there are options available for you to explore.

Whether or not you need to add an adult to the plan depends on the dental insurance company and the specific plan you are looking at. Some companies offer plans allowing you to buy coverage only for your son, while others may require you to add an adult. It’s important to note that some plans may not state the option to buy only for your son when reviewing the information online or in brochures. Therefore, it’s always best to call the member services for the plan you are interested in to verify the details.

When you call the member services, you can ask about the different plan options available and if any allow you to buy only for your son. You can also inquire about the coverage provided by each plan, including deductibles, co-insurance, and any exclusions or limitations.

It’s important to carefully review the coverage options available and choose a plan that meets your son’s dental needs and fits your budget. Additionally, you may want to consider if the plan has a network of dental providers in your area, as this can affect the cost and convenience of care.

I hope this helps you in your search for dental insurance for your son. If you have any further questions or concerns, please don’t hesitate to ask.

Posted on Wednesday, Apr. 17th 2024 2:25 PM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – Looking for a dental insurance plan that offers the best benefits

Monday, Apr. 15th 2024 2:00 PM

I am getting tired of looking for dental insurance. The dental insurance I will get through my job will not start for another seven months. In the meantime, my wife wants me to find a family dental insurance plan just in case something happens. Truthfully, I would rather wait until my open enrollment. I am tired of her nagging me about it, so I tried to find something online that can work, but it all just goes over my head since it is not something I am into. Please advise me on a good short-term plan since I can get dental through work.

Reply: I completely understand the frustration of looking for dental insurance, but it’s great that you’re taking the initiative to find a plan that works for you and your family. 

An HMO dental insurance plan may be a good option based on your situation, as it typically doesn’t have waiting periods. This means you can start using your benefits right away. Another benefit of an HMO dental insurance plan is that it is generally low-cost, making it more affordable for families. 

An HMO dental plan can range from $20 – $45 a month for a family of three or more, significantly lower than other dental insurance plans. Additionally, most HMO dental plans are monthly, though you may have to commit to a year term, so make sure you read the plan terms and conditions to verify. 

I hope this information has helped you. If you have any further questions, please don’t hesitate to call our office at 310-534-3444 between 8 and 4 M-F. We are happy to help you choose a plan that best fits your needs.

Posted on Monday, Apr. 15th 2024 2:00 PM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – Pros and Cons of using Water Flossers:

Saturday, Apr. 13th 2024 1:17 PM

Here are some good pros and cons of using Water Flossers instead of flossing.

Pros: Water Flossers are effective; they can be faster to use the flossing. Water Flossers usually come with multiple wands and colors so different family members can have their own, just like a toothbrush. Great for braces. Flossing with braces can be difficult. Orthodontic dentists often suggest Water Flossers. Adjustable water pressure: You can get cordless Water Flossers. Water Flossers suit people who may not floss well or have gum issues. Anything that will make you take care of your teeth and gums better is helpful.

Cons: Cost can be a factor since they can run as high as $50 – $60. Depending on how well you care for them, they break down, some not even lasting a year. It takes work always to see what you are doing, which can cause you to make a mess. Looking in the mirror can also be difficult as the spray tends to go where you are looking. They can be too noisy. Water Flossers take up too much counter space, which is terrible if you have a small bathroom. If you are not careful, you spend more time cleaning the sink and countertops from water mess. If you are not careful, they may, over time, loosen bridge and crown work. Overuse, like anything, can cause more harm than good, so make sure you use it as directed. If you are trying to determine what is best for oral health care, talk to your dentist and see what they suggest. Having sound advice from your dentist is worth taking in and thinking about as a deciding factor.

Posted on Saturday, Apr. 13th 2024 1:17 PM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – What is Tooth Decay?

Thursday, Apr. 11th 2024 11:51 AM

Tooth decay destroys a tooth’s outer surface from acid-forming bacteria produced by food containing carbohydrates (sugars and starches).

Tooth Decay Prevention: Brush your teeth twice a day with fluoride toothpaste. Preferably, brush after each meal and before bedtime to help prevent bacteria from staying on your teeth for a certain length.

Consider these helpful tips: Floss your teeth daily to prevent tooth decay and gum disease. Check with your dentist about using supplemental fluoride, which strengthens your teeth and helps prevent tooth decay. Consider dental sealants; sealants are placed on the top of the molars to protect the teeth from decay. Use mouthwashes with fluoride. Many kill 50% or more of the bacteria that cause tooth decay. Chewing gum with the ingredient Xylitol © may also kill some of the bacteria that cause tooth decay.

Posted on Thursday, Apr. 11th 2024 11:51 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – Find the Most Affordable Dental Plan Options.

Tuesday, Apr. 9th 2024 11:37 AM

Dental health care is critical, and there are many ways to ensure you do all you can for your oral health care. There are many ways to ensure you are doing all you can for oral health care: simple things like brushing your teeth at least twice a day, flossing daily, using tarter control, and gum care mouthwash. The primary dental care you do for yourself is low-cost and takes very little time each day.

The next step is to see a dentist at least twice a year for check-ups and cleanings. Cost can be a factor, but it does not have to be. One way to control dental costs is through a low-cost dental insurance plan. Many dental insurance plans offer free to low-cost preventive dental care. The money you spend on dental insurance is well worth it. And by seeing your dentist regularly, you will avoid any major dental issues. However, dental insurance will also help control your dental costs if you need more extensive dental services. Be thoughtful about your oral health and think ahead. Good dental care now makes for good dental care in the future.

Posted on Tuesday, Apr. 9th 2024 11:37 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – How do you know if you have a cavity? 

Friday, Apr. 5th 2024 11:22 AM

I have no tooth pain but have not been to the dentist in over two years since I got removed from my parent’s dental insurance policy. My teeth are fine, but my mom told me to see the dentist, saying I could have cavities. Should I go? 

Reply: Short answer: yes, you should see a dentist regularly to maintain good oral health. Just because you have not been to the dentist in two years does not mean you have cavities. However, only a dentist can confirm if you do or not. Think about getting a low-cost HMO dental insurance plan. Having dental insurance will help make your dental care more affordable.

Signs of a Dental Cavity 

The signs of a dental cavity may include tooth sensitivity, pain when biting down, visible holes or pits in the teeth, and staining or discoloration on the surface of the teeth. However, it is important to note that some cavities may not cause any symptoms, which is why regular dental check-ups are crucial to maintaining good oral health.

Posted on Friday, Apr. 5th 2024 11:22 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental discount plan. How do I know if the dentist is any good?

Wednesday, Apr. 3rd 2024 10:58 AM

I am considering buying a dental discount plan, but I am concerned about the quality of the dentists who accept them. I have heard that dentists who take discount plans are less skilled. Although I have not been to a dentist in a while due to my inability to afford dental insurance, I do not want to compromise on the quality of care I receive.

Reply: I completely understand your worries about the quality of care you’ll receive if you opt for a dental discount plan. However, I want to assure you that accepting a dental discount plan does not necessarily mean the dentist has less expertise or skill than those who don’t. Many highly qualified and experienced dentists accept such plans, as they understand that many patients cannot afford expensive dental procedures without insurance.

Moreover, dental discount plans usually have a list of dentists who have agreed to provide their services at discounted rates to plan members. These dentists are typically verified and licensed by the state authorities to ensure that they meet the required standards of care. You can also ask the dental discount plan provider to provide you with a list of dentists in your area who accept the plan, and then do your research to find the right dentist for you.

It’s important to remember that the quality of dental care you receive depends not solely on the price you pay but also on the dentist’s experience, training, and dedication to their profession. So, look for a dental discount plan that suits your needs and budget, and then research the dentists who accept it to find the one you feel comfortable with and trust.

Posted on Wednesday, Apr. 3rd 2024 10:58 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Helpful Tips About Teething and Massaging Your Infants Gums and Mouth. 

Monday, Apr. 1st 2024 10:41 AM

Teething can be a painful and uncomfortable experience for infants. However, there are some simple and effective ways to ease their discomfort. A straightforward way to help your baby with teething pain is to massage their gums with your finger. Massaging your baby’s gums helps to alleviate tooth pain. Another teething idea is letting your child chew on a pacifier. Keeping a few in the freezer so that it is cool can also help to reduce teething pain. Other people also like to use a cold, wet baby washcloth. They are accessible for the baby to hold and help absorb some of the baby’s drool while teething. Pain gel is another good option that helps to numb baby gums for a short period. These tips can go a long way in helping your baby through the teething process.

Posted on Monday, Apr. 1st 2024 10:41 AM | by carol | in Dental Benefits | No Comments »

Monthly rates for dental insurance: Is there dental insurance for low-income homes?

Saturday, Mar. 30th 2024 10:15 AM

I am 18 and still living at home. My mom works two jobs, and I work part-time while going to school to help out. However, for the most part, it is still challenging for my mom to care for three kids independently. We do not go to the dentist since she can not afford the cost. Are there low-cost options available?

Reply: Dental HMO plans are an excellent option for individuals and families seeking affordable dental insurance. Unlike traditional dental insurance plans, HMO plans typically offer lower monthly premiums and co-pays, making them an attractive option for low-income households. With an HMO insurance plan, you and your family can receive preventive care such as X-rays, oral exams, and cleanings for little to no cost. More expensive dental procedures such as fillings, extractions, and root canals are also covered under HMO plans but at a much lower price. 

To determine if you are eligible for a dental HMO plan, contact your local dental insurance provider or visit their website to explore your options. Many insurance providers offer discounts and unique plans for low-income households, so it is essential to research and compare different options to find the best plan that fits your family’s needs and budget. With a dental HMO plan, you and your family can receive the dental care you need without breaking the bank.

Posted on Saturday, Mar. 30th 2024 10:15 AM | by carol | in Dental Benefits, Insurance Help | No Comments »

Dental Benefit – Teething and Dental Care for Infants, Teething Symptoms.

Thursday, Mar. 28th 2024 10:10 AM

Teething is a natural process that occurs when an infant’s first set of teeth erupts through the gums. It usually starts when the baby is about six months old, although it can happen earlier or later. The teething process can be challenging for both the baby and the parents. The baby may feel uncomfortable and irritable, and the parents may feel helpless when they see their baby in pain.

As a parent, it is essential to recognize the signs of teething so you can take appropriate measures to soothe your baby. Drooling is one of the most common signs of teething. It happens because the baby’s mouth produces more saliva than usual. Drooling can cause skin irritation around the mouth, so it’s a good idea to keep a bib on your baby to keep them dry.

Another sign of teething is wakefulness. Your baby may wake up more frequently during the night or have trouble falling asleep. They may also be cranky and cry more than usual. Chewing and biting are also common signs of teething. Your baby may chew on toys, fingers, or anything they can get their hands on to relieve the discomfort.

Tender gums are another sign of teething. You may notice that your baby’s gums are swollen and red. You may also see little white dots or small openings where the tooth cuts through the gum. Loose stools are common while teething, but you should be wary of diarrhea and fever. Fever and diarrhea are not symptoms of teething; therefore, you should take your baby to the doctor for a check-up since it is probably unrelated to your baby’s teething.

In conclusion, teething is a natural process that can be challenging for both the baby and the parents. Recognizing the signs of teething is essential, so you can take appropriate measures to soothe your baby. Remember to keep an eye out for symptoms that are not related to teething, such as fever and diarrhea, and seek medical attention if necessary.

Posted on Thursday, Mar. 28th 2024 10:10 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit Health Care: What Nonprescription Toothpaste Has the Most Fluoride?

Tuesday, Mar. 26th 2024 10:05 AM

What is the best nonprescription toothpaste with the most fluoride? I want the strongest toothpaste. I have no cavities, but in the past, I used to get cavities pretty quickly. I want strong toothpaste to ensure I continue not getting any new cavities. What is the best toothpaste for that?

Reply: It’s important to note that excessive fluoride intake can lead to dental fluorosis, which is a condition that affects the appearance of tooth enamel. So, if you do not need extra fluoride, it’s best to stick with regular toothpaste. However, if you feel you need the extra protection, it’s always a good idea to consult your dentist first. Your dentist can recommend the best toothpaste for your specific needs and help you determine the appropriate amount of fluoride for your dental health.

Posted on Tuesday, Mar. 26th 2024 10:05 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit Health Care:  What is a Dental Bonding?

Friday, Mar. 22nd 2024 9:07 AM

Dental bonding is a cosmetic dentistry procedure that involves applying a tooth-colored resin material to the teeth to correct imperfections such as chips, cracks, discoloration, and gaps. The resin is shaped and polished to match the natural teeth and provide a natural-looking result. Dental bonding is a non-invasive and affordable option for improving the appearance of your smile. It is also a relatively quick procedure that can be completed in a single visit to the dentist.

Tips on how to take care of bonded teeth:

Bonded teeth require regular care to ensure their longevity and prevent any damage. Here are some tips that can help you take care of your bonded teeth:

1. Brush your teeth twice daily with a soft-bristled toothbrush and fluoride toothpaste.

2. Floss once daily to remove any food particles stuck between your teeth.

3. Avoid biting or chewing hard objects like pencils, ice, or hard candy.

4. Limit your intake of sugary and acidic foods and drinks, which can damage the bonding material.

5. Visit your dentist regularly for check-ups and professional cleanings.

By following these tips, you can help maintain the appearance and functionality of your bonded teeth for years.

Posted on Friday, Mar. 22nd 2024 9:07 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

California Dental Benefit – Teeth Care, Eating After Having Dental Bonding

Wednesday, Mar. 20th 2024 9:02 AM

I just got some dental bonding on five teeth. However, I did not ask my dentist if I could eat anything. Or if I needed to wait. If so, for how long do I need to wait after having bonding done? I need to know.

Reply: You don’t have to wait to eat or drink after your appointment. However, you may experience slight tooth sensitivity to heat and cold after teeth bonding for a few days afterward. To prevent staining, try to avoid or keep to a minimum coffee, tea, soy sauce, colas, grape juice, blueberries, fresh cherries, and acidic foods like citrus juices and tomato sauce. You may want to call your dentist who did the bonding for any aftercare instructions, which they would typically give you at the time of your appointment.

Posted on Wednesday, Mar. 20th 2024 9:02 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

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