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Dental Benefit Health Care, Fiances Filing Fell Out Need Dental Help

Tuesday, Mar. 12th 2024 2:09 PM

My fiances filling fell out yesterday. I tried calling his dentist for a dental appointment, but the dentist he goes to now is only open during my fiance’s work hours. My fiances will not ask for a day off from work to get his tooth fixed. He says he can not afford to ask for days off when he got the job two months ago. I understand, but it is not suitable not to have fixed it right away. How long can he wait to fix his filling? Any advice on getting him to go?

Reply: Understandably, your fiance may not want to take a day off from work, especially if he just started his job. However, he needs to prioritize his dental health. Waiting too long to fix a filling can lead to further damage to the tooth and even more expensive dental procedures in the future.

One option could be to look for a dentist with more flexible hours that would work better for your fiance’s schedule. Another option could be to ask his employer if he can take a couple of hours off to attend a dental appointment. Many employers understand the importance of dental health and may be willing to work with their employees to ensure they receive the care they need.

In terms of getting him to go, explaining the potential consequences of waiting too long to fix the filling could be helpful. You could also offer to go with him for support and reassurance. Encouraging him to prioritize his health and well-being is essential, and it’s great that you’re looking out for him.

Posted on Tuesday, Mar. 12th 2024 2:09 PM | by carol | in Dental Benefits | No Comments »

Dental Benefits – You should think ahead when getting dental insurance.

Friday, Mar. 8th 2024 1:59 PM

It may seem surprising that many people do not have dental insurance. However, dental insurance benefits are only sometimes offered through work, so people do without until a significant dental need arises. The problem with waiting until you need dental insurance is that it can be too late to get the type of dental insurance you want. You may need a dental PPO plan to stay with your dentist. However, most dental PPO plans have long-term waiting periods, so you may not get the coverage you seek when not bought early on. If you have a dentist you do not wish to change, find out what dental plans you would need to stay with their dental office. If you are with a dental office that only accepts PPO dental plans, you should consider getting a PPO plan now to have a plan in place for your future dental needs, whether for preventive dental care or major dental care.

Posted on Friday, Mar. 8th 2024 1:59 PM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefits – Oral Health Care, Red and Sore Gums

Wednesday, Mar. 6th 2024 1:34 PM

I recently noticed that my gums have been hurting slightly and seem redder than usual. I brush twice a day and floss almost every day. They do not bleed when I am doing that, but they just kinda hurt when I do. Could I have gum disease? Reply: Some of the start signs of gingivitis (gum disease) would include but are not limited to, Swollen or puffy gums, Dusky red or dark red gums, and tender gums. I suggest visiting your dentist as soon as possible, so if you have the start of gingivitis, your dentist can treat it before it becomes a more significant issue. Consider buying dental insurance if you do not have any current, as it will help to keep your dental care cost more affordable.

Posted on Wednesday, Mar. 6th 2024 1:34 PM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefits – Are You Getting the Facts Before You Buy Dental Insurance?

Monday, Mar. 4th 2024 1:32 PM

When shopping for dental insurance online or through an agent, know all the facts about each type of dental plan before buying one. Mistakes happen when you need clarification on how a dental plan works. Purchasing dental insurance online is easy and convenient, but people need to read and understand what they buy. Before hitting the submit button, are you sure you understand the plan’s terms? Does the dental plan have waiting periods or yearly max dollar amount limitations? Is the dental insurance plan an in-network dental provider only, or can you go outside the network of dental providers? When is the insurance plan effective? Did you call the dentist to confirm they still accept the dental insurance plan? Is what you are reviewing a dental insurance plan or a dental discount plan? What are you dental needs and are you getting a dental insurance plan that best fits them? Taking the extra time to fully understand the dental plan you are buying will save you from headaches and being upset later on.

Posted on Monday, Mar. 4th 2024 1:32 PM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – Wisdom Tooth Extraction  

Friday, Mar. 1st 2024 1:04 PM

I just had all my wisdom teeth removed. I am in pain, though I have painkillers, so that is helping me a little. What is making me sick is the taste of my blood. I keep bleeding on and off, and it is making my stomach upset. The gauze slowed the bleeding down but did not stop it and the taste. Does anyone have any ideas on how to help me?

Reply:  You should try to use a damp tea bag instead of gauze to help stop your bleeding. Using a tea bag will not heal you any faster, but it will help you absorb better and taste much better.

In addition to using a damp tea bag, you can also try to avoid certain foods and drinks that may irritate the extraction site and cause more bleeding. These include hot or spicy foods, alcohol, and smoking. It’s also important to continue taking your prescribed painkillers as directed to manage your discomfort. If the bleeding persists or becomes excessive, contact your dentist or oral surgeon for further advice.

Posted on Friday, Mar. 1st 2024 1:04 PM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – Braces and Bleeding Gums

Wednesday, Feb. 28th 2024 11:37 AM

I am new to getting braces. Since I am 24, I got a dental discount plan a while back. Anyway, I have metal braces since they are more affordable to me. I got them three days ago, but my teeth are still sore, and my mouth is all scratched up. My gums seem raw and bleed when I brush my teeth, which is something my gums did not do before getting the braces. How much longer will it take for me to adjust to wear braces? Will, I always have sore teeth. It is not like I can take them off now, but I would love some helpful information.

Reply: Getting braces can be a significant adjustment for anyone, so it’s normal to experience discomfort and soreness in the first few days. The good news is that this discomfort will eventually disappear as your mouth gets used to the braces. In the meantime, you can use dental wax to help prevent any scratching or irritation on the inside of your mouth caused by the braces. 

As for your bleeding gums, this is also relatively common when you first get braces. However, you should talk to your orthodontist if you’re experiencing excessive bleeding or discomfort. They may recommend a specific oral care routine or suggest using a mouthwash to help reduce inflammation and prevent infection.

It’s essential to keep up with your appointments with your orthodontist to ensure that your braces are adjusted correctly and that your treatment is progressing as planned. Remember that everyone’s experience with braces is unique, so it’s best to take things one day at a time and be patient. You’ll have a healthy and beautiful smile with the proper care and attention in no time.

Posted on Wednesday, Feb. 28th 2024 11:37 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – Dental Discount Plans Can you Save Money

Monday, Feb. 26th 2024 11:06 AM

I do not have current dental insurance and very little money. My dentist told me I needed dental work on my teeth, so I started looking for dental insurance. Right now, insurance seems too costly for me, but some friends tell me to avoid dental discount plans because they are not insurance. Is this true? 

Reply:  Dental discount plans are not insurance, but they can still be a great option for those needing dental care and looking for ways to save money. With a dental discount plan, you pay a membership fee to a dental network that has contracted with dentists to offer discounted rates to plan members. These discounted rates can range from 10% to 60% off the regular price of dental services.

However, it’s important to note that not all dentists participate in every dental discount plan. So, before signing up for a plan, check with your dentist to see if they are a provider for the plan you’re considering. If your dentist is not a provider, you may need to switch to a different dentist in the plan’s network.

Dental HMO plans are an excellent option to consider if you’re looking for dental insurance. These plans are more affordable than traditional dental insurance plans and typically have low or no deductibles. However, they require you to choose a primary care dentist who is part of the plan’s network, and you may need to get a referral from your primary dentist if you need to see a specialist.

Posted on Monday, Feb. 26th 2024 11:06 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefits – Dental PPO plans let you Choose your Dentist.

Saturday, Feb. 24th 2024 9:57 AM

What Dental PPO and Indemnity plans have to offer. Dental PPOs and Indemnity plans allow you to choose your dentist, and for many people, that can be a deciding factor in buying those types of dental insurance plans. For people who want to stay with their current dentist or to be able to choose their dental provider, these types of insurance plans are for that. Dental PPO and Indemnity plans are usually more costly than HMO’s dental insurance plans. Are dental PPOs and Indemnity insurance plans worth the cost? The answer is yes. If you know your dental needs and understand the terms and conditions of the insurance plan, many people are happy with their PPO plans. Trouble comes when you do not fully understand dental insurance plan’s limitations.

Posted on Saturday, Feb. 24th 2024 9:57 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefits – Understanding Dental Insurance.

Thursday, Feb. 22nd 2024 9:56 AM

I need to understand how dental insurance works. I have a dental insurance PPO plan through my job, but it could be better. I am considering removing it and getting just the medical. Why have insurance if you have to pay the dentist?

Reply: Medical insurance has a cost paid out by the insured too. Dental insurance is designed to make dental care more affordable, not necessarily free. You may not think dental care without insurance is so bad, but to give you an example of how even in preventive care, dental insurance is worth the cost of having it. Say all you need is preventative care. Without insurance, preventive care costs (Office visits, Bite-wing X-rays, Oral Exam, and Basic Cleaning) can range around $200 – $400, keeping in mind most low-cost HMOs plan range from $8.00 to $20.00 a month with preventive care typical being free. More extensive dental care services become expensive when you don’t have dental insurance.

Posted on Thursday, Feb. 22nd 2024 9:56 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit – How Long After a Tooth Extraction Do You Have to Wait to Smoke?

Tuesday, Feb. 20th 2024 9:10 AM

I just had four teeth pulled, and I am a smoker. I know I am not allowed to smoke right after having my teeth pulled, but I forgot to find out for how long. I can go a day, but do I have to wait much longer than a day? I smoke almost without thinking, so it would be hard for me to stop for an extended period. Can you please advise?

Reply: It’s essential to wait for at least 24 hours after a tooth extraction before smoking. However, waiting for 48-72 hours is best to allow the blood clot to form and the wound to begin healing, and smoking too soon after the extraction can dislodge the blood clot and delay the healing process, which can cause a dry socket. This painful condition occurs when the blood clot is dislodged or dissolved. I understand that it can be challenging to quit smoking, but it’s essential to refrain from smoking during the healing process to avoid complications. If you need support to quit smoking, there are various resources available that can help you in your journey.

Posted on Tuesday, Feb. 20th 2024 9:10 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Are Individual PPO Dental Insurance Plans worth buying?

Friday, Feb. 16th 2024 9:00 AM

Some people may feel that getting dental insurance is not worth the plan’s cost. That may be true for some dental insurance plans if the person wanting it only wants the dental insurance for short-term use. Many people put off their dental care until they are in pain or have significant dental issues. Then, they get upset when they find out that many PPOs or Indemnity insurance plans have limitations that will not be able to help them with their major dental care needs immediately. A dental PPO plan is not for those who only want to buy a dental insurance plan to fix a current dental issue and then turn around and cancel the plan once they have their dental work done. The reason is that dental PPOs are designed to be long-term plans and not short-term ones. When considering buying a dental PPO or Indemnity plan, the thing to keep in mind is your long-term dental needs. When getting these types of insurance plans, it is a dental plan you want to keep for at least a few years.

Posted on Friday, Feb. 16th 2024 9:00 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

Dental Benefit Insurance – My Parents Do Not Have Dental Insurance.

Wednesday, Feb. 14th 2024 8:35 AM

I have a nasty toothache that started a day ago. The pain is off and on, mostly when I try and eat something. My parents do not have any dental insurance, so fixing my teeth would be costly. I have not told them about my toothache because I know they will get upset. They will tell me it is because I do not brush well enough. However, I brush my teeth twice a day. I am not sure why I should have a toothache now. I am 15, so it is not like I can go to the dentist alone. What can I do to stop this toothache pain without having to tell my parents and make them take me to the dentist and pay out money they really can not afford? 

Reply: I understand that it can be challenging to have this conversation with your parents, but it is important that you let them know about your toothache. Toothaches can be a sign of a serious dental issue that requires professional attention. Ignoring the problem may only make it worse and lead to more pain and discomfort.

Your parents may not realize the severity of your toothache, and they may be able to find a solution to help you. They may be able to look into affordable dental care options or payment plans that can make it easier for them to cover the cost of your treatment.

Remember, your health and well-being are important, and it is essential to take care of dental issues when they arise. Don’t hesitate to have an open and honest conversation with your parents about your toothache. They will likely want to help you find a solution to the problem and ensure that you are feeling better soon.

Posted on Wednesday, Feb. 14th 2024 8:35 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

PPO Full Coverage Dental Insurance for a Dental Crown

Monday, Feb. 12th 2024 8:21 AM

Question:I require two dental crowns. I seek a dental insurance plan covering at least 50 percent or more on a crown and one without waiting periods. Is there a dental insurance plan like that?

Reply: We have two options for you; any of our HMO dental insurance would work. On the HMOs we provide, there are no waiting periods. The crown’s cost typically ranges from $100.00 – $250.00+. Another option would be our Delta Dental PPO plan. That does not have waiting periods; however, the first-year benefits on majors services such as crown run around 10 to 15 percent, and you only have 50 percent benefits on majors services once you have the plan for three years.

Posted on Monday, Feb. 12th 2024 8:21 AM | by carol | in Dental Benefits, Dental Insurance | No Comments »

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