See if any of our Dental insurance and or dental discount plan options is the right one for you.  At DentalBenefit.com we provide both dental insurance and dnetal plan options letting you choose the one you feel will best fit your dental care needs.  To review all our dental plan options for you in your state just enter your zip code in the quote box provided. If you have any questions please call our member service line at 310-534-3444 as we be happy to assits you with our dental insurance and plan options.

Before buying a dental insurance plan make sure to read the terms and conditions of the plan so you have an full understanding of how the plan works and benefits you. Making sure you understand a dental plan’s benefits, which may include co-payments, deductibles and annual maximums, is key to getting the most value from a dental plan and avoiding surprises.

Should Children Get Dental Sealants?

Children should receive sealants on permanent molars as soon as they erupt (about ages 6 and 12 years).  Children with unmet dental needs suffer the daily distraction of chronic toothaches, the acute and searing pain of dental abscesses, disfigured smile, dysfunctional speech, and difficulty eating.  Children with dental decay who lack access to dental care are often not brought to seek care until decay is severe.

Children are not stigmatized by being singled out during the screening and sealing process.  Children need dental sealants applied again when new molars emerge, usually around twelve years of age.  Children should get sealants on their permanent molars as soon as the teeth come in  before decay attacks the teeth.  Children who would benefit most from sealants include those with existing pits and fissures that may develop cavities or those with risk factors for cavities.  Children with sealants still should: Brush twice a day with a pea-size amount of fluoride toothpaste.

Question: I am 19 and a full time student,  looking to get dental insurance only. I talk to the company I had with my parents but they said they would not be able to just to give me a plan of my own since it is a group plan though my dad’s job. If I buy my own dental insurance plan is there any discounts for full time students?

Answer: All our dental insurance plans and dental discount plan have no special discount for students full time or part time. However with that said, we do have lower cost HMO dental insurance plans, in addition to lower cost dental discount plans you may want to review.

Just wanting to have my routine dental care at an affordable cost.  Right now I do not have dental insurance my my basic/routine preventive care at the dentist is running up to $200.00 every six months. Is there a low cost dental insurance plan that can save me money?

Reply: I would suggest reviewing our dental HMO insurance plans as they are low cost and start at $7.95 a month for individuals and provide preventive care for free. Clearly providing you a great deal of savings.

Does insurance cover the cost of sealants?

Dental insurance will often cover the cost of dental sealants; however, this is dependent on the level of insurance you purchased.  Insurance benefits for sealant procedures have increased considerably, especially as companies start to realize that sealants are a proven preventive technique. You should check with your insurance company about coverage though and with your dentist to see how much they will cost.  Before you take up insurance on teeth, talk with your insurance agent as to if cover is provided for teeth sealant application.

 What are Dental Sealants?

Dental sealants are thin plastic coatings that are applied to the grooves on the chewing surfaces of the back teeth to protect them from tooth decay.  Dental sealants are effective in preventing dental caries in the occlusal (chewing) and other pitted and fissured surfaces of the teeth.  Dental sealants were assessed in permanent molars (occlusal and buccal surfaces in lower molars and occlusal and lingual surfaces in upper molars), premolars (occlusal surface), and upper lateral incisors (lingual surface).

Dental sealants are highly effective in preventing dental caries that occur on the surfaces of teeth that have pits and fissures.  Dental sealants are usually applied in a dentist’s office.  Dental sealants last for 4-5 years and can easily be reapplied by your dentist when they do wear off.  Dental sealants represent one of the greatest, but least known advances, of modern dentistry.

Question: So my dentist said that I would need to get braces in order to close up some gaping issues I have with my teeth. I talked to my dental insurance company and they said they do not cover for adult braces but advise me to look for a discount plan such as Careington which would at least give me a discount off the cost of braces for an adult and not have waiting periods. Is that true if so how much of a saving do I get.

Answer: The Careington dental discount plan this website has to offer, all services are effective the next business day from signing up on line. Even braces. You can go straight to any Orthodontic dental office that takes the Careington dental plan. Your saving for braces is 20% off the dentist normal charges.

Question: I have dental insurance though work I think it is an HMO any way I get two cleaning a year for free. I have not yet used the plan and was thinking about going in for my cleaning because I have not seen a dentist in over two years.  My teeth are stained even though I brush and floss daily. I do not drink coffee or tea nor do I smoke but I do eat food that may stain my teeth. If I go in for a good cleaning will that help remove the stains and make my teeth brighter?

Answer: You should just go to the dentist for your free cleaning anyway since you need to do that to maintain good oral health. However yes a cleaning should help make your teeth look a little. You can also ask the dentist about having your teeth whiten if that is something you want to do.

What are limitations and exclusions on a dental insurance plan?

Limitations and exclusions on a dental insurance plan is the amount the dental insurance plan will not cover for dental treatments. Many dental insurance plans have limitations and exclusions. Therefore, it is important to read the limitations and exclusions prior to the purchase of dental coverage.

Question: I am eighteen, and my teeth are in very bad shape. I always had bad teeth even my baby teeth were cavity ridden. Now with my adult teeth I have already have had seven cavities that needed to be filled. My mom was paying for my dental work out of her pocket since we never had any dental insurance but she told me today that she is no longer going to be paying my dental bills and that I better start taken care of my teeth. The thing is I do brush three times a day most days. It is not like I do not try and take care of my teeth they are just week or something. Right now I my teeth are okay since I just seen the dentist three months ago. But what if I keep getting cavities like I have in the past. How am I going to pay my own dental bills?

Answer: Well since you are now 18 you can get your own dental insurance plan that will make having dental work affordable. You do not have to do what your mom did and pay out of pocket for your dental services when there are so many affordable dental insurance plans available to you. You may want to look at dental HMO insurance plans as a starting point. Just key in your zip code at the top of the screen to get a dental insurance quote and to be able to review all the plans that is available to you in your state

Making Informed Choices for Dental Insurance

Many state laws mandate that consumers with dental coverage receive a fully detailed patient information handbook — a Description of Benefits — that clearly outlines coverage, deductibles, co-payments, limitations and exclusions… The law mandates that consumers with dental coverage receive a fully detailed patient information handbook  — a Description of Benefits — that clearly outlines coverage, limitations and exclusions.

Question: I need to get dental insurance for my self and my 10 year old son. I use to have dental insurance though work and never had to get in on my own before. My question is when getting a dental insurance quote would I be looking at the family rates? Since it is for my son and I. Or would I be able to get the couple prices since there is only the two of us. Not sure if couple mean that you need to be husband and wife.

Answer: Generally speaking dental insurance and dental plans would yet you choose the couple pricing for you and your son. Couple being two people. Husband and wife but also an adult with a dependent child. However, you should make sure by reading the plans summary, exclusions and limitations or by calling the customer service line and checking to make sure that the dental plan you are reviewing does what you want it to do.