I am currently residing in Kentucky and will be moving to California shortly. I am searching for a dental insurance plan that requires a low monthly payment. The plan will cover myself and my child. Can you advise whether I should opt for a family plan or a couple plan? Also, can you suggest some affordable dental insurance plans with good coverage and a low monthly premium?

Reply: With most insurance plans, you can buy a couple plan for two people (in your case, you and your child). For a low monthly cost dental insurance plan, I suggest you review dental HMO insurance plans, as they are the more affordable option for dental insurance.

Some of the popular dental insurance plans with low monthly rates we offer are Delta Dental and California Dental. You can compare their plans and choose the best suits your needs and budget. It’s always a good idea to read the terms and conditions carefully before making a final decision.